Investment tips: How to buy a home that delivers long-term ROI

The decision to buy a property, should be based purely on the needs of the individual and the inherent value of the unit. Home buyers can ascertain this, to choose a property that provides good returns on investment

How to ascertain the real value of a home

While this may be advantageous for property buyers, they should be judicious while evaluating offers and schemes and base their purchase decisions solely on the real value of the home. The price of a home is obviously an important consideration for middle-class property buyers. However, the strategy of looking for the cheapest options on the market, does not make much sense because it is quality that determines value. In the case of residential property, the quality of an offering depends on three aspects:

  • The quality of the location.
  • The previous record of the builder towards timely delivery of building/Projects
  • The availability and quality of facilities and amenities in the project The specification & grade of fittings and fixtures used within the Unit and Building

The importance of location in a property’s value

Central locations are traditionally & conventionally  the costliest, as they offer  known and easy access to many important parts of the city , such as the CBD (central business district) and SBD (secondary business district).

In India, this mantra held true for a very long time, until the advent of the infotech culture. The IT/ITeS industry, tends to offer very good salary packages but is not focused on high-value locations. Quite to the contrary, such firms prefer to set up shop in peripheral locations, so as to save on the real estate costs. As a result, many cities’ outskirts have become very desirable places for home buyers and they are far less expensive.

For IT professionals and industrial employees, as well as property investors, buying a home in a peripheral location that connects to an IT hub and/or manufacturing belt, makes perfect sense. Unfortunately, such locations attract all kinds of developers – from those who have a reputation for creating true lifestyle value offerings, to those who specialise in constricted, ‘pigeon-hole’ homes. This is where the brand value of a developer plays a significant role.

Correlation between brand value for timely delivery and quality

With a lot of housing supply available in the new growth corridors, buyers are spoilt for choice. The cost of a flat is obviously important but one still only gets what one pays for. Ultimately, a home is not just an asset but one which performs the very critical functions of offering refuge, comfort and security. Thus pre-checking the timely delivery record of your shortlisted developer with desired quality of amenities and flat specifications are very important. Buyers must understand that one gets several grade of product range in same brand thus one must analyze this deeply to understand the value of the offerings by the Developers eg. Lifts, Bath fittings, Sanitary fixtures, Flooring and such other finishes adds good value in the long run appreciation. Buyers must look for options, which offer them all these advantages to a satisfactory level.

Facilities and amenities that add value to a property

Urban life today, places a lot of stress and demands on us. Consequently, our homes cannot be mere places of refuge but must also provide healing and rejuvenation. A Community Hall, Swimming Pool and Games Room, are no longer luxuries but the bare minimum that Indian home buyers can and should expect. Nevertheless, even projects without such offerings will find buyers because of their lower prices. While short-listing prospects for home purchase, it is important to ensure that the final selection provides a decent lifestyle and not just an abode. Such features do lead to long term acceptability and appreciation of a project

If one looks at the supply in the residential property market from this perspective, the choice of options automatically narrows down to a more manageable and comprehensive level. Buying the right home is not just about present and future comfort, but also about investment growth. Homes in good locations, built by reputed developers with a good saturation of amenities and facilities, will always yield better capital appreciation, as well as potential rental income for property investors.

Source: https://housing.com/news/investment-tips-buy-home-delivers-long-term-roi/?utm_source=internal&utm_medium=email&utm_campaign=subscribersDigest